Coming in Budget 2027
Ireland's new Personal Investment Account is coming.
Join the list and get everything you need to know — what it is, how it works, and whether it suits you. In plain English, from a local regulated adviser.
Free. No spam. Unsubscribe anytime.
The Basics
What is the Personal Investment Account?
A new tax-friendlier way to invest
The Government plans a simpler account for investing in funds, ETFs, shares and bonds, with a lower, simpler tax treatment.
No paperwork headaches
The provider is expected to handle the tax for you, so no tax returns or 8-year deemed disposal inside the account.
Launching in 2027
Key details (tax rate, tax-free threshold, yearly limit) are due in Budget 2027 on 6 October 2026.
On the list
What you'll get when you join
Budget Day breakdown
What was confirmed on 6 October, in plain English.
Simple guides
PIA vs. savings account vs. pension — which suits what.
Launch alerts
When accounts open and who will offer them.
A free one-to-one chat
An invite to talk through your own situation, if you'd like one.
Questions
Common questions, answered.
No. It's an investment account. Your money will be invested, so its value can go down as well as up.
Who's behind this?
Local advice, properly regulated.
Guide Me Financial Solutions is a local Greystones adviser, regulated by the Central Bank of Ireland, specialising in pensions, investments and protection. We'll walk you through the Personal Investment Account as the details are confirmed — and help you decide whether it fits your own plan.
Book a free consultationReady to join the list?
Information on this page is general and based on Government announcements to date. Final details depend on Budget 2027 and the Finance Bill. This is not financial advice.
Warning: The value of your investment may go down as well as up. You may get back less than you invest.
Guide Me Financial Solutions is not affiliated with the Irish Government.